In Nigeria today, making money from your phone has never been easier—or more legit. Whether you're a student, job seeker, or just want extra cash, there are real apps and games in 2025 that will pay you directly to your bank account, including OPay, Palmpay, and other local wallets.

Let’s dive into 10 proven, safe, and legit apps and games that actually pay Nigerians.

Legit Apps & Games That Pay Nigerians in 2025

1. TaskNaija App

Best For: Doing simple daily tasks
Payout Method: Bank transfer, OPay, Palmpay
Earnings: ₦300 – ₦5,000+ weekly

TaskNaija lets users earn by:

• Watching short videos

• Taking surveys

• Liking and commenting on posts

• Referring friends

With low withdrawal limits and instant payment, it’s trusted by thousands across Nigeria.

2. Honeygain

Best For: Passive income from internet data
Payout Method: PayPal or Bitcoin (convert to Naira)
Earnings: Up to ₦6,000/month

Install Honeygain and get paid just for sharing unused data. It runs in the background—so no work needed!

3. Clickworker

Best For: Freelance microtasks
Payout Method: Payoneer or SEPA (Nigerian bank via Payoneer)
Earnings: ₦4,000 – ₦30,000/month

Do writing, categorization, surveys, and data entry tasks with flexible hours. Perfect for students and freelancers.

4. Oyapay

Best For: Gaming, referrals, and lucky spins
Payout Method: OPay wallet
Earnings: ₦1,000 – ₦10,000/week

Oyapay rewards users for completing mini-games, watching ads, and sharing referral codes. Works smoothly with the OPay app.

5. Kashgain

Best For: Virtual recharge card reselling
Payout Method: Direct to Bank, OPay
Earnings: ₦5,000+ per week

Kashgain lets you:

• Print & resell recharge cards

• Earn commissions per transaction

• Integrate with API for business

It’s also a legit fintech platform that supports businesses and individuals.

6. Opera News Hub

Best For: Writers & bloggers
Payout Method: Bank transfer
Earnings: ₦10,000 – ₦100,000+/month

If you love writing, publish on Opera News Hub and get paid per view. Viral stories earn more!

7. Premise App

Best For: Surveys & small local tasks
Payout Method: Bank (via Payoneer), crypto
Earnings: ₦2,000 – ₦10,000/month

Get paid to:

• Take photos of items in stores

• Answer survey questions

• Collect data around your area

8. Givvy Games

Best For: Playing simple games like puzzles & trivia
Payout Method: PayPal, Coinbase
Earnings: Up to ₦3,000 weekly

Givvy Games lets you earn coins by playing and redeem for real cash. Use third-party exchanges to convert into Naira.

9. NairaRewards App

Best For: Watching ads & reading news
Payout Method: Local bank, OPay
Earnings: ₦500 – ₦2,000/week

Earn coins for:

• Reading articles

• Commenting on posts

• Watching sponsored ads

You can withdraw once you hit the ₦1,000 minimum balance.

10. Taptap Send (Referral Program)

Best For: Referring users to send money internationally
Payout Method: Bank, mobile wallet
Earnings: ₦1,500 – ₦2,500 per referral

You get paid when someone uses your code to send money from the UK/US to Nigeria. Some promotions even pay double.

Tips to Maximize Your Earnings

1. Focus on referral bonuses – some apps pay you up to ₦2,500 just to invite a friend.

2. Use multiple apps – diversify to grow your daily income.

3. Withdraw once you hit the limit – don’t let coins expire or accounts go inactive.

4. Be consistent – some platforms reward daily logins and activity streaks.

Frequently Asked Questions (FAQs)

Q1: Are these apps safe and legit for Nigerians?

Yes! All apps listed are tested by real users, with payout proofs and active communities. Avoid giving out sensitive personal info outside app guidelines.

Q2: Which apps pay directly to Nigerian bank accounts?

TaskNaija, Opera News Hub, Kashgain, NairaRewards, and Oyapay pay directly to Nigerian bank accounts or through wallets like OPay and Palmpay.

Q3: Can I use more than one app at the same time?

Absolutely. It’s even recommended to combine multiple apps to increase your earnings.

Q4: What’s the fastest paying app on this list?

TaskNaija and Oyapay usually pay within 24–48 hours of withdrawal request.

Q5: Do I need investment to start?

No investment needed! All apps listed are free to join and start earning—just time, data, and consistency.

Final Thoughts

If you're looking to make money on your phone in Nigeria, these 10 legit apps and games in 2025 are your best bet. Whether you're using OPay, Palmpay, or a regular Nigerian bank account, you can start earning today—no scams, no fake promises.

So, download, sign up, and take action now!