Are you looking for a simple way to earn real money online in Nigeria without spending a single kobo? Thanks to technology, you can now make money using legit apps that pay directly into your OPay bank account. Whether you want to earn extra cash daily or build a steady income stream, these apps make it possible — and you don’t need to invest anything to get started.

Below are 10 trusted money-making apps that work perfectly in Nigeria and allow instant OPay withdrawals.

1. Konnect

Best for: Social networking + blogging for income.

Konnect is a fast-growing Nigerian platform that combines a social forum, blog, and content monetization system. Users can create posts, share updates, write articles, and interact with others while earning money based on engagement. With zero investment, you can withdraw your earnings instantly into your OPay account.

Key Features:

• Create and share posts to earn

• Engage in discussions and forums

• Monetized blog publishing

• Instant OPay withdrawals

2. PalmPay Quests

Best for: Simple in-app tasks.

PalmPay offers a Quests feature that rewards users for completing simple actions like sending money, paying bills, or referring friends. The rewards can be withdrawn directly into your OPay account.

Key Features:

• No investment required

• Cashback on transactions

• Daily tasks for extra income

3. Opay Tasks & Referrals

Best for: Direct OPay users.

The OPay app itself has a referral program where you earn bonuses for inviting friends. Simply share your invite link, and once they sign up and use the app, you get paid instantly.

4. TaskNaija

Best for: Micro jobs and online gigs.

TaskNaija connects you with small online tasks such as surveys, app testing, and social media engagement. You can cash out your earnings directly to OPay.

5. Carry1st

Best for: Gaming rewards.

Carry1st offers fun mobile games where you earn coins that can be converted to cash and sent to your OPay account.

6. Clickworker

Best for: Global freelancing microtasks.

Work on AI data entry, translations, and research tasks for global clients. Payment can be routed to your OPay account through local withdrawal partners.

7. BuzzBreak

Best for: News reading.

Earn points for reading news, watching videos, and inviting friends. Redeem rewards via PayPal and transfer to OPay.

8. Premise Data

Best for: Location-based surveys.

Premise pays you for answering local surveys and taking photos of shops/products. You can transfer earnings to OPay via PayPal or mobile money options.

9. Streetbees

Best for: Sharing real-life experiences.

Get paid for answering fun questions about your daily life, food, and purchases. Payments go through PayPal, which you can send to OPay.

10. Toluna Influencers

Best for: Paid surveys.

Join and complete surveys to earn points redeemable for cash or gift cards. You can withdraw through PayPal to OPay.

Quick Comparison Table

FAQs

Q1: Can I use these apps on any smartphone?
Yes, all the apps work on Android, and most are available for iOS too.

Q2: Is OPay safe for receiving payments?
Yes, OPay is licensed in Nigeria and offers secure instant transfers.

Q3: How much can I make daily?
It depends on your effort and the app. Some pay ₦500–₦5,000 per day.

Conclusion

With these 10 legit money-making apps in Nigeria, you can easily earn real money without spending a dime. Whether you love social networking (Konnect), gaming, or doing small online tasks, you can cash out directly into your OPay account instantly. The best part? You can start today, for free, and turn your phone into a money-making machine.