Earning money online in Ghana is now easier than ever. Whether you’re a student, a working professional, or someone looking for a side hustle, there are legit apps that can help you make extra cash directly from your phone. These apps pay through mobile money services like MTN Mobile Money (MoMo), AirtelTigo Cash, and Vodafone Cash, making the withdrawal process fast and convenient.

In this guide, we’ll cover the 10 most trusted money-making apps in Ghana for 2025 with verified payouts.

1. Konnect – Best for Social Networking & Blogging

Konnect is Ghana’s fast-growing social forum and blogging platform where users can post articles, join discussions, and connect with like-minded people. You can earn money by creating engaging content and getting paid based on the traffic and engagement you generate.

Payout Method: MTN MoMo, AirtelTigo Cash, Vodafone Cash
Why It’s Trusted: Transparent payouts and active Ghanaian community

2. Carry1st – Africa’s Leading Gaming App

Carry1st allows you to play fun games, participate in challenges, and earn points that can be redeemed for cash or airtime. It’s available in Ghana and pays reliably through mobile money.

Payout Method: Mobile Money, Airtime
Why It’s Trusted: Partnered with top game developers and proven payouts

3. WowApp – Earn While Chatting

WowApp rewards you for simple daily activities such as chatting, reading news, and completing surveys. Your earnings can be withdrawn via mobile money or gift cards.

Payout Method: Mobile Money, Gift Cards
Why It’s Trusted: Multiple earning options and verified payment history

4. Toluna Influencers – Get Paid for Your Opinions

Toluna lets you complete surveys and product reviews in exchange for points, which you can convert into cash. It has a long track record of paying users worldwide, including Ghana.

Payout Method: PayPal, Gift Cards (convertible to MoMo)
Why It’s Trusted: Internationally recognized survey platform

5. ClipClaps – Watch Videos & Get Paid

ClipClaps pays you to watch funny videos, play games, and engage with online content. It’s simple, fun, and has a low withdrawal limit.

Payout Method: PayPal (can be cashed out to MoMo via payment services)
Why It’s Trusted: Large user base and fast payouts

6. Fiverr – Freelance and Earn in Dollars

If you have skills in writing, graphic design, programming, or marketing, Fiverr is the place to sell them. You get paid in dollars, which you can withdraw via PayPal and convert to Ghana Cedi.

Payout Method: PayPal, Bank Transfer
Why It’s Trusted: Global platform with high earning potential

7. Premise Data – Get Paid for Sharing Local Insights

Premise Data pays you to take photos, answer questions, and provide insights about your community. It’s ideal for people who like fieldwork.

Payout Method: Mobile Money
Why It’s Trusted: Active projects in Ghana and fast payments

8. Google Opinion Rewards – Answer Short Surveys

Google Opinion Rewards sends you short surveys and pays you for each completed one. The surveys are quick and easy, and payment is reliable.

Payout Method: Google Play Credit (convertible to MoMo)
Why It’s Trusted: Backed by Google itself

9. SnapnSave – Earn Cashback on Shopping

SnapnSave lets you earn cashback when you shop for groceries and other essentials. Simply upload your receipt and get rewarded.

Payout Method: Bank Transfer, Mobile Money
Why It’s Trusted: Works with top retail stores in Ghana

10. Upwork – High-Paying Freelance Projects

Upwork connects freelancers in Ghana with global clients. It offers a wide range of jobs and pays in USD, which you can withdraw to your local account.

Payout Method: PayPal, Direct Bank Deposit
Why It’s Trusted: One of the biggest freelance platforms worldwide

Tips for Success

• Be consistent with your activities on these apps.

• Use secure payment methods to receive your earnings.

• Avoid apps that require large upfront fees.

These 10 trusted money-making apps in Ghana for 2025 are safe, verified, and pay through convenient channels like mobile money. If you’re ready to start earning, pick one that fits your lifestyle and get started today.