With the rise of mobile internet and widespread mobile money use across Ghana, opportunities to earn real income through apps have expanded rapidly. Whether it’s through surveys, gig work, creative content, or even crypto referrals, there's an app to suit nearly every skill set and schedule.
Here are the top 10 highest-paying money-making apps in Ghana for 2025—trusted by users for reliable payouts and flexible earning options:
Earn from $0.13 to $2.25 per survey.
Payouts via mobile money or gift cards on MTN, AirtelTigo, or Vodafone.
Get paid for completing varied microtasks: rating, transcriptions, info verification.
Income varies per task, payouts via PayPal or bank.
Earn points for watching app trailers, redeemable as cash or gift cards.
Simple and passive.
Earn via referrals and cashback on transactions.
Cash out directly to mobile money.
A crypto exchange that rewards referrals and grants trading commissions.
Payouts in crypto or local currency.
Earn GHS 0.50 to GHS 1 per data-collection task (missions under 5mins).
Payouts via MTN Mobile Money or Coinbase.
Earn from completing surveys and even passive passive income—get paid for sharing your internet bandwidth.
Referral bonuses of ~$1 per sign-up.
Local community feedback earns you up to GHS 200/month through reviews and reporting.
Payments via mobile money.
Get paid to promote products via social media campaigns—each post earns payout directly to mobile money.
Micro-influencers can earn up to GHS 500/month.
Play games, watch videos, and do surveys to make money. Withdrawals via Bitcoin or Amazon cards.
Average earnings ~$17.50/day (~GHS 200) for active users.
App Name | How You Earn | Estimated Earnings | Payout Method |
---|---|---|---|
Triaba | Surveys | $0.13–$2.25 per survey | Mobile money, gift cards |
Toloka | Microtasks | Varies by task | PayPal or bank |
AppTrailers | Watch trailers | Points → Cash | Gift cards |
Chipper Cash | Referrals & cashback | Variable | Mobile money |
Yellow Card | Crypto referrals & trades | Commission-based | Crypto/local currency |
Premise | Short missions | GHS 0.50–GHS 1 per task | MoMo, Coinbase |
Pawns.app | Surveys + bandwidth sharing | $1 per refer + passive | Mobile money, gift cards |
Troo | Community reviews | Up to GHS 200/month | MoMo |
Curater | Sponsored posts | Up to GHS 500/month | Mobile money |
FreeCash | Games, videos, surveys | ~$17.50/day average | Bitcoin or gift cards |
Combine apps for better income stacking: Try surveys on Triaba and Premise, social tasks via Troo or Curater, and passive income from Pawns.app.
Leverage referrals: Apps like Chipper Cash, Pawns.app, and Yellow Card offer strong earning potential through referrals.
Focus on higher-paying tasks: Platforms like Premise and Curater often offer better rates if you qualify for missions.
Stay consistent: Regular use of these apps can yield meaningful passive income over time.
On Tema-based forums, a user mentioned:
“Using Premise consistently can earn you solid mobile money over time—depends on your location and engagement with tasks.”
It’s clear that consistency matters—and staying active across a few apps can add up.